Neil is absolutely incredible! If you're not working with him for your mortgage, you're really messing up. Over the past four years, I've dealt with a few mortgage lenders during my house search, and Neil stands out as the very best by a wide margin. His expertise, dedication, and attention to detail are unmatched. He is extremely communicative and made this process as stress free and easy as it can be. He cares, and will advocate for you, and he will work tirelessly to get the best rate possible. He secured me an amazing 5.5% interest rate on my mortgage, which is beyond fantastic in today's market. If you want the best, go with Neil!

I'm thankful to have gotten Neil's contact information from a coworker, it made the process of applying for health coverage stress-free. He was patient with me, communicative and was able to accommodate my schedule. It feels good knowing I have one less thing to worry about with a baby on the way.

Thanks Neil.

Neil and his team are a tremendous asset to my Real Estate business! He works tirelessly and diligently to close escrows on time and with finesse! Neil has been able to approve clients for mortgages that seemed impossible and most importantly is always available and responsive within minutes of my requests. I highly recommend Neil Gavande and Farm And Community Mortgage!

We are first time home buyers and Neil was our amazing mortgage broker. He is extremely thorough, knowledgeable, effective at getting the best and most competitive rates, and extremely fast! We were buying in a very competitive market, under a constrained offer timeline, with rapid and dynamically changing interest rates. Neil managed to secure us an excellent rate, and exceeded our expectations across all dimensions. Neil was there to help us plan, execute, and even provide support after closing. Well deserved high regards from us first time home buyers. We’re so glad to have worked together. Thank you Neil!

FCAA LLC, led by Neil, offers impeccable mortgage loan brokerage services that redefine the client experience. Neil's profound knowledge and commitment to transparency ensured a seamless journey from consultation to closing. His integrity and responsiveness stood out, providing clarity on complex mortgage terms and guiding decision-making with precision. I had recenlty worked with Neil andI have a great working experience with him. He always find solutions and come up with alternatives to make the process smooth. I highly recommend using Neil's ultimate knowledge on mortgage insurances. With Neil, FCAA LLC sets a high standard in the mortgage brokerage industry, offering unparalleled professionalism and support to clients every step of the way.

Neil Gavande at Farm and Community Mortgage is an exceptional and trusted mortgage advisor, dedicated and committed to individuals on the path to homeownership. His unparalleled expertise, tireless work ethic, and diligence in closing escrows on time make him a tremendous asset to any real estate business. Neil's deep understanding of the market and the mortgage process, coupled with his unmatched responsiveness, instills confidence and motivation during the home buying process. His ability to secure the best rates and find the best avenues for his clients' needs is truly commendable. I highly recommend Neil Gavande and Farm and Community Mortgage for their unwavering commitment to providing the most competitive advantage and their relentless pursuit of client satisfaction.

Neil Gavande at Farm and Community Mortgage has been a great referral partner for my business. I have referred countless of clients to Neil and he has helped them all with extreme care and expertise. Neil's knowledge is unmatched and he has proven many times that he is a creative, problem solving professional that will always find the best avenue for his client's needs. He gets the best rates, is fast to respond, and will stop at nothing to give his clients the most competitive advantage that he can. If you need a loan, I would highly recommend Neil Gavande!