Building Customized Retirement Plans: Insights for Farm and Community Advisory’s Clients: Non-traditional Sectors

With the expansion of retirement plan offerings for non-traditional sectors like cannabis through customized 401(k) plans, businesses are better positioned to attract and retain talent. The cannabis industry, in particular, benefits from enhanced 401(k) plans, which provide a competitive edge and demonstrate industry compliance with regulations.

Cannabis and Corporate Retirement Plans

With Senate Bill 1126 impacting California businesses, even smaller organizations will soon be required to offer retirement options. By proactively offering compliant retirement plans, Farm and Community Advisory can empower businesses to meet this obligation while safeguarding employee futures. Corporate clients, including those in the cannabis industry, can now access 401(k) plans tailored to unique operational challenges, including regulatory hurdles.

By collaborating with financial advisors, companies ensure they remain competitive by offering robust employee benefits while navigating complex industry regulations.

The Pooled Employer Plan Advantage

Farm and Community Advisory can also help clients explore cost-saving measures through pooled employer plans (PEPs). PEPs allow smaller companies to band together, reducing costs and administrative burdens while ensuring compliance with federal regulations.

Cannabis Industry Specialization

The cannabis sector faces unique challenges in accessing traditional financial services, making specialized 401(k) plans particularly valuable. Farm and Community Advisory can offer cannabis businesses 401(k) solutions that address these needs, creating an inclusive path for retirement savings. By utilizing these specialized plans, cannabis companies can provide their employees with valuable retirement benefits, helping to attract and retain talent in this rapidly growing industry.

Farm and Community Advisory can tap into these valuable strategies to optimize the services it provides to both corporate and cannabis clients.